Coverage is not universal
Country, institution charter, account ownership and deposit type affect eligibility.
U.S. example
The FDIC insures deposits at FDIC-insured banks subject to its rules and coverage limits; credit unions use a different U.S. system.
International readers
Other countries use different deposit-guarantee schemes with different limits and exclusions.
Verify directly
Check the regulator or insurance agency for the specific institution rather than assuming a logo or account type is covered.
Educational information only. Use current product terms and the rules that apply in your country. For decisions with significant financial consequences, consider an appropriately qualified professional.