Financial literacy guide

Financial records worth keeping

Good records make budgeting, disputes, taxes, warranties and financial planning easier.

RecordsOrganization

Editorial review: August 11, 2026 · Lauren M. Whitfield

Keep core documents

Statements, loan agreements, account terms, major receipts and tax records can be useful for different periods.

Protect sensitive information

Store documents and backups in a way that limits unauthorized access.

Know retention requirements

Tax and legal retention periods vary by jurisdiction and document type.

Delete safely

When records are no longer required, dispose of sensitive physical and digital information securely.

Educational information only. Use current product terms and the rules that apply in your country. For decisions with significant financial consequences, consider an appropriately qualified professional.