Return is not guaranteed
Historical results do not promise future performance.
Different risks exist
Market, credit, interest-rate, liquidity and concentration risk can affect investments in different ways.
Time horizon and capacity matter
A loss is harder to absorb when the money is needed soon or represents essential reserves.
Avoid guaranteed-high-return claims
Promises of high returns with little or no risk are a classic warning sign for fraud.
Educational information only. Use current product terms and the rules that apply in your country. For decisions with significant financial consequences, consider an appropriately qualified professional.